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The Indian mortgage market has grown significantly, paving the way for increased property purchases. Foreign buyers that do not fit the eligibility requirements for purchasing property in India will not be able to arrange financing. 

  • Investor should be above 21 years of age
  • Maximum loan-to-value 85%
  • Maximum age at maturity 65 years
  • Maximum term of loan 15 years
  • Interest rates are around 12.5%. Investors can choose between fixed (rate of interest remains constant over the tenure of the loan) and floating/variable (rate of interest charged keeps changing with respect to the rates in the market) interest.
  • EMI (Equated Monthly Installments) is the amount payable to the Housing Finance Institution every month, till the loan is paid back in full, comprising of portion of interest and principal. EMI is to be paid every month through post-dated cheques or direct salary deductions.
(+91) 22 6689 0500

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