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20th January 2022

Oftentimes, when buying an off-plan property in Dubai, the payment plans are divided into installments that must be paid at different times. Thus, in traditional plans, customers would pay for the full unit at the time of completion, or handover, of the property. A post-handover payment plan, on the other hand, allows buyers to pay the predetermined sum after the property is delivered. Depending on the developer and project, post-handover payment plans in Dubai might last anywhere from three to five years. However, in some cases, they can even extend to ten years.

Post handover payment plans are ideal for buyers who wish to quickly settle into their home. Additionally, they’re ideal for investors wanting to add the property to their investment portfolio and rent it out to tenants. Looking through thousands of properties and developers across Dubai, we have compiled a list of the top 5 projects that offer the best post handover payment plans.


La Rosa IV is Villanova’s much-anticipated collection of exquisite 3 and 4 bedroom townhouses. Following the overwhelming success of La Rosa I, II, and III, the addition of La Rosa IV solidifies Villanova’s position as one of Dubai’s most sought-after family-friendly destinations. Thus, this is the ideal green neighborhood for creating lasting memories with family and friends.

Set to be handed over in Q1 of 2022, La Rosa IV is an urban oasis with townhouses measuring up to 2,333 sq.ft. The project offers a payment plan of 50/50, half of which clients can pay over a 3 year period.


Golf Place II was unveiled following the successful completion of the first phase. The community features a unique variety of villas with 4, 5, and 6 bedrooms with three distinct architectural styles. Golf Place II includes unique amenities such as playgrounds, running tracks, and community tennis and volleyball courts. As part of Dubai Hills Estate, residents can access all its amenities, including the Dubai Hills Mall, Dubai Hills Park, and clubhouse.

Golf Place II is one of Emaar’s developments that offers an attractive 3 year post-handover payment plan.


Ruba Phase II is an off-plan project by Emaar, offering a wonderful post-handover payment plan. The community, located in Arabian Ranches 3 neighborhood, is designed with an emphasis on family-friendly living. It features amenities such as a kids swimming pool, play area, park and clubhouse.

The project is set to be completed in Q1 of 2023, with a dedicated payment plan of 60/40. In the post-handover segment of the payment plan, clients can continue their installments of 40% for up to 3 years.


Sobha Hartland Greens is one of the most anticipated housing developments in MBR City’s vast Sobha Hartland master plan, including six mid-rise towers consisting of luxurious 1, 2, and 3-bedroom apartments. The project is a retreat from the hustle and bustle of the city, surrounded by lush nature. However, it also provides residences with the connectivity needed to the rest of the city, through Ras Al Khor and Al Khail road. Sobha, the developer of Sobha Hartland Greens, is offering a post-handover payment plan over the course of 3 years.


Seven Palm is a new residential tower in one of the main hotspots of the city; Palm Jumeirah.  A pinnacle of urban luxury, the project offers prospective buyers and investors a variety of hotel-class amenities and experiences. The apartments in Seven Palm range in size from studios to three-bedroom units, all with spectacular ocean views. 

Seven Tides provides a payment plan of 50/50 plan, where the second half can be paid over a duration of 2.5 years. 

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