How to Transfer Property Ownership in Dubai: Step-by-Step Guide

Considering a property transaction in Dubai? Whether you are excited about buying a new home or ready to sell your current one, understanding the process of property ownership transfer is crucial. Dubai’s established real estate market presents attractive prospects for both buyers and sellers, standing as a prominent international hub. It offers a structured process for property ownership transfer, overseen by the Dubai Land Department (DLD).

This blog explains all the key steps and costs involved in a property transfer in Dubai.

Key Steps to Transfer Property Ownership in Dubai

The steps to transfer property ownership in Dubai are given below:

Step 1: Agreement and Memorandum of Understanding (MOU)

The transfer process begins with the buyer and seller reaching a mutual agreement on the property's sale. This agreement is formalised in a Memorandum of Understanding (MOU), also known as Form F, often facilitated by a real estate agent registered with the Dubai Brokers Registration System (Trakheesi). The MOU outlines the agreed-upon sale price, payment terms, and any other specific conditions of the sale. Both parties sign this document to show their commitment to the transaction. The buyer pays a deposit of around 10% of the property value at this stage.

Step 2: Obtaining the No Objection Certificate (NOC)

After signing the Memorandum of Understanding, it is necessary to apply for a No Objection Certificate (NOC) from the developer. The buyer, seller, and real estate agent must meet at the developer's office. This document will confirm that no outstanding service charges are due on the property.

Step 3: Property Valuation (If Required)

If needed, a property valuation must be done by the DLD-approved valuer. This valuation establishes the property’s fair market value, which may be useful when calculating transfer fees and to ensure that the deal falls within market standards.

Step 4: Application for Transfer at the Dubai Land Department

After the approval of the Memorandum of Association and receipt of NOC, the buyer or the seller must visit the Dubai Land Department or an approved property registration centre to initiate the official transfer process.

Step 5: Submission of Required Documents

Several documents are needed to transfer the property ownership at the DLD, which include

• The original Title Deed of the property.
• Identification of the buyer or seller, like Emirates ID or passport for non-residents.
• Original No Objection Certificate (NOC) from the developer.
• Approved Memorandum of Understanding (MOU) or Sale and Purchase Agreement.
• Valid passports’ copies for owners (non-residents).
• Trade licences for businesses involved in the transaction (if applicable).
• Power of Attorney with the representative if the buyer or seller cannot be available in person.
• Property maps as required by the DLD (land plot map, apartment map, villa map).

Step 6: Payment of Transfer Fees and Other Charges

The buyer is generally responsible for paying the property transfer fees to the DLD. These fees are calculated as 4% of the property's sale value. Additional fees may apply for the issuance of the new Title Deed and for obtaining property maps. The exact amount will be determined by the DLD based on the property type and value. Property ownership transfer fees apply before the transferring process is finalised. These include:

• AED 250 fee for issuing each Certificate of Title / Title deed
• AED 100 fee for a land plot map for lands outside the jurisdiction of Dubai Municipality
• AED 225 fee for a land map for the unified map with Dubai Municipality
• AED 250 for an apartment map
• AED 250 for a villa map
• AED 10 knowledge fee for each drawing
• AED 10 innovation fee for each drawing

These fees are payable at the service centre as part of the transfer procedure.

Step 7: Verification and Approval

The DLD officials will review all the submitted documentation and the payment of fees to make sure it fits all the required regulations. After they are satisfied with the DLD, they will approve the ownership transfer.

Step 8: Issuance of the New Title Deed

A title deed will be issued under the name of the buyer after the final approval of all the documents and payments. The title deed will be the proper legal evidence of the buyer’s ownership of the property. The document will be in electronic copy or physical form.

Step 9: Registration of the Mortgage (If Applicable)

The mortgage agreement will also be approved with the DLD if the buyer has financed the property with a mortgage. It helps to secure the lender’s right against the property.

Step 10: Post-Transfer Procedures

After the process of transfer of ownership has been completed and the title deed given, the buyer will now have to undergo post-transfer processes, which are:

• Get the utility connections in their name.
• Acquire a move-in permit from the developer of the building to seamlessly move to the new house.
• Get connected to the property management company for the necessary repairs and maintenance.

Conclusion

The registration or property transfer is the principal step when moving in or out of Dubai. All these processes are monitored by the Dubai Land Department, and their guidelines set a clear-cut journey with security and transparency. The buyers and the sellers are both encouraged to consult experienced real estate professionals or legal professionals to make a seamless and legally compliant transaction.

Contact us today for professional assistance with your Dubai property purchase.

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Legal Steps to Buying Real Estate in Dubai